2025-07-13T13:04:15

Structured
Notes

Structured Notes
(Bonds with Embedded Derivatives)
Opportunities for Higher Returns
than Traditional Deposits

What are Structured Notes?

Structured Notes, also known as bonds with embedded derivatives, are investment products whose returns depend on the performance of underlying assets such as stocks, stock indices, interest rates, or exchange rates. These instruments combine the characteristics of bonds and derivatives. They provide periodic returns like bonds, while their performance is linked to the underlying asset like derivatives. Structured Notes offered by Finansia are linked to both foreign and Thai equities. This type of financial product is offered exclusively to High Net-Worth investors (HNW), Ultra High Net-Worth investors (UHNW), and institutional investors (II).

Why Invest in Structured Notes?

  • Higher Potential Returns: Compared to savings accounts and conventional fixed-income securities, Structured Notes offer the potential for higher returns, as their returns are linked to the performance of underlying stocks.
  • Investment Flexibility: Suitable for all market conditions—whether bullish, bearish, or neutral.
  • No Restrictions: These notes can be tailored to meet specific investment objectives, allowing investors to select the underlying asset, investment duration, and expected returns.
  • Opportunity to Acquire Stocks Below Market Price: Investors can gain exposure to stocks at a lower price while still receiving returns along the way.
  • Principal Protection Option: During periods of market volatility, principal protection options can be chosen to minimize risk.

Why Invest in Structured Notes with Finansia?

  • Wide Range of Instruments: Over 10 types of Structured Notes available, each designed to suit various market conditions.
  • Flexible Underlying Asset Choices : Structured Notes can be linked to equities from both Thai and foreign markets.
  • Customizable: You can design your own Structured Note to match your investment goals.

Types of Structured Notes

Start Investing with Finansia

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FAQs

  • For Structured Notes linked to Thai stocks, the minimum investment starts at 1 million baht.
  • For Structured Notes linked to foreign stocks, the minimum investment starts at $100,000.
  • No, you can invest in Structured Notes using either existing Thai stock Cash Balance account or foreign stock Cash Balance account.
  • Eligible investors include High Net-Worth Individuals (HNW), Ultra High Net-Worth Individuals (UHNW), and institutional investors (II).
  • There are no fees for investing. However, if the Structured Note matures and the principal is returned in the form of shares, the sale of those shares will be subject to the standard securities trading fees.
  • Contact your investment advisor to receive details about available Structured Notes offerings.

Investment Risks

  • Market risk : risk related to price movements of the underlying asset
  • Credit risk : risk that the issuer of the Structured Notes may default
  • Product Specific risk : risks that may result in the loss of part or all of the investment
  • Liquidity risk : risk of not being able to easily buy, sell, or transfer ownership of the note
  • Currency risk : risk from exchange rate fluctuations
  • Reinvestment risk : risk of different returns when reinvesting
  • Operational risk and settlement risk : risks arising from operational issues or delivery systems
  • Counterparty risk : risk arising from counterparty becoming bankrupt or failing to fulfill their obligations
  • Legal and regulatory risk : risks associated with differing laws or regulations enforced in each country
  • Investor Responsibility risk : risks related to the investor's own investments

Prospectus for Structured Notes
1 / 2023